Well we made it to November. I can't say it was frustration free but we made it. This month we are staying with our cash only system. This new way of looking at our money spending habits has been so eye opening. In October I wasn't sure how I was going to make it. It's the fourth day of November and I have to say I am confident about conquering this month.
When we filled up our envelopes last month I had so much doubt. At the end of the month when there was still money left in the grocery envelope I felt such a strong sense of achievement. Knowing that I had saved my family money was a great feeling. I know this month will present it's own set of challenges. Thanksgiving is coming up. I'll be buying some food items that I wouldn't normally purchase. Christmas shopping has got to get done and I can already here that "retail devil" on my shoulder telling me to buy Savannah every cute little thing I see.
Luckily, I have come up with some pretty crafty (at least I think they are) ways to keep our spending in check this holiday season. I created a wish list on Amazon full of all the items that we plan to get her for Christmas. I have done price comparisons all over the web. For me, shopping online keeps me out of the stores and away from temptation. Between the decorations and the Christmas music I am a sucker for impulse shopping. When it's time to pull the trigger for her Christmas gifts I'll be going to her pre-made wish list, filling up my shopping cart and checking out. The "retail devil" won't stand a chance.
Yesterday, that "retail devil" was on back hard. I wanted to buy myself some clothes. Instead of heading to the mall with itchy palms I decided to clean out my closet. I organized all the like items together so that I could really see what I had. By the time I got finish doing that not only did I not feel like going shopping but the desire to buy new things had dwindled. I could clearly see in my closet that I had everything that I "needed".
Of course I want to get in on some of the latest trends for the season and now I know exactly which items I'm looking for. I was able to take an inventory and plan how I'm going to spend my money. I built outfits and made a list just like I would if I were meal planning and making a grocery list. This was a huge step for me. I'm learning that it's about more than limiting our purchases to a dollar amount. It's about giving value to the money that I am choosing to spend.
How has everyone else been doing with their switch to a cash only lifestyle?